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Menu

  • Explore API Banking
    • API Digital Banking
    • Embedded Banking
    • Contact Us
  • Developers
    • Quick Start Guide
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API Documentation

  • folder icon closed folder iconGetting Started
  • folder icon closed folder iconConcepts
    • API Keys
    • Authorization and Authentication
    • Access Tokens
    • Resources and URI Structure
    • Resource Collections
    • Resource Sets
    • Entitlements
    • Error Responses
    • Error Types
    • Markdown
    • Idempotent Operations
    • Collection Pagination
    • Collection Filtering
  • folder icon closed folder iconGuides
    • Authenticate Users in your App using OpenID Connect
    • Listing the Balances for Accounts
    • Using Pagination
  • folder icon closed folder iconAPI Reference
  • folder icon closed folder iconRelease Notes

API Documentation

  • folder icon closed folder iconGetting Started
  • folder icon closed folder iconConcepts
    • API Keys
    • Authorization and Authentication
    • Access Tokens
    • Resources and URI Structure
    • Resource Collections
    • Resource Sets
    • Entitlements
    • Error Responses
    • Error Types
    • Markdown
    • Idempotent Operations
    • Collection Pagination
    • Collection Filtering
  • folder icon closed folder iconGuides
    • Authenticate Users in your App using OpenID Connect
    • Listing the Balances for Accounts
    • Using Pagination
  • folder icon closed folder iconAPI Reference
  • folder icon closed folder iconRelease Notes

Authorization and Authentication

Authentication and authorization are two separate, but connected, steps used to verify that an application or user has permission to access the API.

Authentication

Authentication is the process of verifying who is making API calls.

OpenID Connect is used for authentication on web applications, mobile phone apps, embedded web components, online banking portals and other user-centric applications. Using OpenID Connect, users are verified by providing credentials, such as a username and password. Once logged in, users can view the information they have been authorized to access.

Authorization

Authorization determines what actions an entity can perform on Apiture’s API. An entity could be a user, an application or other piece of technology that is accessing an API.

Individual users accessing the API will have entitlements. Each entitlement grants a different permission. For example, an account owner has permission to view transactions associated with their accounts and permission to schedule transfers from their accounts.

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